Sample free 1099 check
Sample with made-up example vendors. Not real businesses or people.
Summary
7 vendor records reviewed. 3 likely need a 1099-NEC. 1 possible duplicate. 2 missing or incomplete W-9s. 1 card payment excluded.
| Vendor | 2026 paid | Flag | W-9 status | Next step |
|---|---|---|---|---|
| Ridgeline Drywall LLC | $18,400 | Likely needs 1099-NEC | W-9 on file | None |
| J. Ortiz (sole proprietor) | $6,250 | Likely needs 1099-NEC | Missing W-9 | Request W-9 |
| Ortiz Jose | $1,900 | Check: possible duplicate of J. Ortiz | Missing W-9 | Combined $8,150 if same person |
| Summit Electric Inc. | $22,800 | Corporation: usually exempt (verify) | W-9 on file | Confirm entity type |
| Blue Mesa Concrete | $4,100 | Likely needs 1099-NEC | W-9 incomplete: no TIN | Re-request W-9 |
| Home Depot (card) | $9,700 | Paid by card: reported on 1099-K by processor | n/a | Exclude |
| Lone Star Hauling | $1,450 | Under $2,000: not required | No W-9 | Optional |
Flags are based on the $2,000 threshold for 2026 payments and the data you provided. They are not tax advice; confirm with your CPA.
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